German banks have always been large IT spenders. And IT providers benefit from an unbroken increase in IT spend - even while banks are downsizing and trying to keep cost in line. Is there no limit to growth for IT providers to banks?
Girokonten gelten als Dreh- und Angelpunkt der Kunden-Bank-Beziehung. Aber stimmt das? Eine nähere Analyse nährt Zweifel - und kommt zu überraschenden Ergebnissen, wo das Potential von Girokonten liegt.
The FinTech wave of the past years has reached the core banking system space: About a dozen challengers compete with established providers. The promise of more agile, modern and cheaper core banking solutions has many bank CIO’s pondering.
The unsatisfactory profitability of German banks is often blamed on the current low-interest environment, increasing regulation, and competitive distortion. However, their profitability problem has its origin in the 1990’s
The key growth challenge for German wealth managers is to convert hesitant German savers. Providers of wealth management technology can help by developing prospect-centric solutions.